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In short, it’s determined based on your cash flow – much like a home loan. Your borrowing capacity will be calculated based on income vs expenditures.
We sure do! We have a range of unsecured and secured loans, meaning we have various options to suit your business needs.
An approval can be achieved within 1-3 days. However, allow time to collate any required documentation, as this can extend the process.
A pre-approval isn’t necessary, but it’s certainly advised. It’ll provide guidance in terms of your potential borrowing capacity, which is a factor in terms of how much you can afford to spend.